Claims Service
Independent Insurance Agents of California

Unlike captive insurance agents who represent their company and who will refer you the company insurance adjuster (whose job is to pay as little as possible), we assist our clients in processing all client claims. Unfortunately, accidents happen, and losses occur. This is the reason individuals and businesses buy insurance. When the unexpected takes place, you need unbiased, helpful advice and assistance. This is what you get when you do business with Independent Insurance Agents of California, an independent insurance broker-agent.

 

Insurance Agents Wanted: Experienced and Newly Licensed

Independent Insurance Agents of California is seeking full-time and part-time licensed insurance agents. We pay high commissions to independent contractors, including residuals, and provide leads to assist you in generating business. You may work from home anywhere in California.

Our insurance aggregator is Panorama Insurance Associates, Inc. (PIA). Panorama, established in 1973, partners with more than 100 insurance companies that we can access, including but not limited to The Hartford, Berkshire Hathaway Insurance Companies, Safeco Insurance, Travelers, Progressive, Chubb, Am Trust, Nationwide, and Mercury Insurance Group. We also utilize the EZLYNX management system which benefits our agents and clients.

If you are a new agent who needs assistance, we can help you succeed in developing your business.

 

Acquisition and Merger Opportunities

Independent Insurance Agents of California is seeking to acquire one or more small independent insurance brokerage firms as part of our expansion plan. If you are an independent insurance broker located in Los Angeles County or Ventura County, and you are thinking about selling or merging, please contact us for a confidential discussion.

 

Become a Referral Insurance Agent

A Referral Insurance Agent is someone with an insurance license who does not want to engage in the business of selling insurance policies or consulting with clients either full-time or part-time but would like to earn referral fees (Partial commissions) for referring clients to our firm. If you would like to earn referral fees, please contact us. Do not waste the license you worked hard to obtain.

 

Licensing of Insurance Brokers and Agents

Insurance brokerage companies and agencies must be licensed and all brokers and agents working for their employer must have a license to sell insurance products. These licenses are issued by the California Department of Insurance. Company license numbers must be displayed on any company website or advertising material. If an insurance brokerage or agency is incorporated, it must be listed on the California Secretary of State website and the corporation must be in good standing which means it has not been suspended. Suspended corporations may not conduct business in California.

 

Part-Time Insurance Administrator Available for Property Management Companies

Most property management companies are skilled at managing properties but are not necessarily experts in insurance coverages. If that describes your property management firm, we have the solution. Our Part-time Insurance Administrator Service provides you with a professional who will help take your business to the next level. Our service includes reviewing all of the insurance policies covering managed properties and all of the policies covering contractors that provide property repair and maintenance - services. Please call us to obtain additional information and a no obligation proposal.

 

Life Insurance - Under $1.00 Per Day

As life expectancies have increased due to modern medicine and improved nutrition, life insurance premiums have declined. The average cost of life insurance has declined substantially over the last ten years. Today, most people can protect the people they love for under $1.00 per day. Call for a free quote. You will probably be pleasantly surprised to learn how much protection you can afford to provide your loved ones for under $1.00 per day.

 

Caution: Clients of Insurance Brokers-Agents

While it is always best for clients to pay insurance carriers directly, some carriers require that the insurance broker receive payment from the client and then the broker is to pay the carrier. This almost always works out satisfactorily. Unfortunately, there have been exceptions.

There have been instances where a few unethical insurance brokers have received a large check and have used the money for themselves. They then finance the policy, making payments to the carrier over 12 months. Clients are usually unaware of what the broker did. This is illegal, unethical, and obviously places the insured at risk.

Insureds are cautioned to verify that brokers who receive sizable checks pay the carrier upfront.

 

Caution: Clients of Insurance Brokers-Agents

While it is always best for clients to pay insurance carriers directly, some carriers require that the insurance broker receive payment from the client and then the broker is to pay the carrier. This almost always works out satisfactorily. Unfortunately, there have been exceptions.

There have been instances where a few unethical insurance brokers have received a large check and have used the money for themselves. They then finance the policy, making payments to the carrier over 12 months. Clients are usually unaware of what the broker did. This is illegal, unethical, and obviously places the insured at risk.

Insureds are cautioned to verify that brokers who receive sizable checks pay the carrier upfront.

 

Disclaimer - Important

The information presented on this site was prepared for general information purposes only and may not represent the terms of an insurance policy that you may purchase. Since insurance policies are not identical, there is no substitute for obtaining good advice from an independent insurance agent and making certain that you read and fully understand what you are getting and what may not be included. Purchasing insurance is an important decision. We urge you to consider your decision carefully. Independent Insurance Agents of California wants you to be protected.

 

 

 

Statistic
There are approximately 342,000 people in the United States. One hundred percent of us are going to die. Only a small fraction of the population knows when they will die. According to available data, the total number of deaths in California each year averages 340,526 or 933 each day. This is 39 every hour. Consider establishing a living trust and buying sufficient life insurance to protect the people you love.

 

Please call or email us for an insurance quote.

Thank You.