Insurance Articles and Forms
These articles were written by Michael Chulak from January 2020 to the current date to supplement our frequently asked questions section on this website and to provide you with valuable information.
Things Burglars Won't Tell You
Homeowner Association Insurance - What you need to know
Insurance Disclosure Statement for Homeowner Association
Insurance Retention: Self-Insured Retention
Commercial General Liability Insurance Coverage
Business Interruption Insurance
Umbrella Liability Insurance Policies
Insurance - Minimum Liability Coverage
HOAs - Say Goodbye to Independent Contractors
Employment Practices Liability Insurance
Employer's Liability Insurance
Questions to Ask Yourself Before Buying Life Insurance
Certificates of Liability Insurance - Insurance Declaration Pages
Is Your HOA Protected from Fraud and Embezzlement?
Breach of Fiduciary Duty by Directors of Homeowner Associations
HOA Board Duties Regarding Insurance
Insurance Policy Inspections and Disclosures - HOAs
Board Members and Close Relatives Preforming Work for HOA
Independent Insurance Brokers vs. Captive Agents
Safety Considerations for HOAs and Apartment Buildings
Fidelity Bonds - Crime Insurance
Burning Limits Liability Insurance Policies
Forms of Homeowner Insurance Policies
Additional Insured Endorsements
Directors and Officers (D&O) Insurance
Failure to Carry Workers' Compensation Insurance
Loss Assessment Coverage for Condominium Owners
Loss Assessment Coverage - Sample Endorsement
Renters and Insurance - Why it is Necessary
Homeowner Association Security
The 8 Most Common Legal Claims Against HOAs
HOAs-Say Goodbye to Independent Contractors
Workers' Compensation Insurance Required by Homeowner Associations
Community Association or Homeowner Association? What is the Difference?
Earthquake Insurance for Homeowner Associations
Earthquake Insurance for Owners
Post Earthquake Responses to Severe Earthquakes
Water Damage Legal Liability Insurance
Elevated Structure Inspections
Voting for Earthquake Insurance
Vicarious Liability of Employers
Insurance Company Reservation of Rights
Cumis Counsel - Reservation of Rights
Line of Sight Rule - Property Insurance Claims
Sell Your Life Insurance Policy
Medical Information Bureau - FAQ
Life Insurance - Types of Policies
Double Indemnity Insurance Policies
Qualifying Worksheet for Sale of Life Insurance Policy
Glossary of HOA Insurance Terms
Glossary of Earthquake and Landslide Terms
Admitted Insurance Carriers and Non-Admitted Carriers
Personal Property Inventory Form
Vacant Land Liability Insurance
Fannie Mae Insurance Guidelines
Contractors Bonds - Construction Bonds
Defamation, Litigation Privilege, Opinions
Glossary of Common Insurance Terms
What Do Condominium Association Insurance Companies Care About?
OTC Insurance Services
a California Corporation
5737 Kanan Road, Suite 630
Agoura Hills, CA 91301
Isaac Ortiz 818-429-8022 (Direct)
Office: 818-991-9019
CAInsuranceAgents.com
License # 3013582
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