Commercial General Liability Policies
Business Owners Policy
This is a comprehensive insurance package that provides property and liability insurance for your business.
Builder's Risk Insurance
A policy designed to cover builders and property owners during construction and renovation.
Business Flood Insurance
A policy to help protect a business from the cost of flood damage.
Commercial Auto Insurance
Coverage for vehicles a business owns, leases, or borrows, and uses for business purposes.
Commercial Package Policy
A policy customized for a medium to large business.
Commercial Umbrella Insurance
A policy that provides additional liability to cover accidents when your existing liability limits have been exhausted.
Condominium Master Policy
A policy carried by a condominium or co-op association to provide property and liability coverage.
Cyber Liability Insurance
A policy that pays for recovery resulting from data breaches and cyber attacks.
Director and Officers Liability insurance
Coverage for company directors and officers in the event that lawsuits allege company action caused them financial harm.
Employment Practices Liability Insurance
Coverage for employers for claims made by employees not covered by workers' compensation insurance.
General Liability Insurance
Coverage for bodily injury, property, and advertising claims against a business.
In-Home Business Insurance
Property or liability coverage for a business run from the owner's home.
Inland Marine Insurance
Coverage for movable property in transit or the property of others left in your custody.
Landlord's Insurance
Coverage for property owners for losses connected with rental properties.
Professional Liability Insurance
Protection for a business in the event of a lawsuit alleging an error or omission related to a contract.
Special Events Insurance
Liability coverage for a specific event.
Surety Bonds
A credit to ensure the completion of a contract.
Trade Credit Insurance
Insurance designed to protect a business against the inability of a customer to pay for products sold on credit. Also known as Accounts Receivable Insurance.
Workers' Compensation
Coverage for medical and rehabilitation costs of employees injured on the job.
Vicarious Liability - Imputed Negligence
Vicarious liability a is a doctrine that states a party can be held liable for the negligent acts of another party with whom they have a special relationship such as parent and child, employer and employee, and vehicle owner and driver. In the context of insurance, employers or other parties at risk of vicarious liability need insurance protection to cover the consequences of the other party's negligent conduct.
Terrorism Insurance
Terrorism insurance is a type of insurance that can be purchased in the United States to cover potential losses. It is very expensive and is priced on a case-by-case basis because underwriting terrorist risk is extremely difficult. The combination of uncertainty and potentially huge losses keep many insurance carriers out of the market. The location of the insured is a significant factor. Large buildings in large cities carry the highest premiums. Smaller properties in rural areas receive the best premium rates. Terrorism insurance policies are not standard policies. They differ greatly but most cover property damage and business interruption, including loss of profits. Most exclude acts of war, cyber events, and nuclear, biological, chemical, and radiological events.
Business Interruption Insurance
Life Insurance - Types of Policies
Water Damage Legal Liability Insurance
Insurance Retention: Self-Insured Retention
Boiler and Machinery Insurance
Difference in Conditions Insurance
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