Commercial General Liability Policies

Business Owners Policy

This is a comprehensive insurance package that provides property and liability insurance for your business.

Builder's Risk Insurance

A policy designed to cover builders and property owners during construction and renovation.

Business Flood Insurance

A policy to help protect a business from the cost of flood damage.

Commercial Auto Insurance

Coverage for vehicles a business owns, leases, or borrows, and uses for business purposes.

Commercial Package Policy

A policy customized for a medium to large business.

Commercial Umbrella Insurance

A policy that provides additional liability to cover accidents when your existing liability limits have been exhausted.

Condominium Master Policy

A policy carried by a condominium or co-op association to provide property and liability coverage.

Cyber Liability Insurance

A policy that pays for recovery resulting from data breaches and cyber attacks.

Director and Officers Liability insurance

Coverage for company directors and officers in the event that lawsuits allege company action caused them financial harm.

Employment Practices Liability Insurance

Coverage for employers for claims made by employees not covered by workers' compensation insurance.

General Liability Insurance

Coverage for bodily injury, property, and advertising claims against a business.

In-Home Business Insurance

Property or liability coverage for a business run from the owner's home.

Inland Marine Insurance

Coverage for movable property in transit or the property of others left in your custody.

Landlord's Insurance

Coverage for property owners for losses connected with rental properties.

Professional Liability Insurance

Protection for a business in the event of a lawsuit alleging an error or omission related to a contract.

Special Events Insurance

Liability coverage for a specific event.

Surety Bonds

A credit to ensure the completion of a contract.

Trade Credit Insurance

Insurance designed to protect a business against the inability of a customer to pay for products sold on credit. Also known as Accounts Receivable Insurance.

Workers' Compensation

Coverage for medical and rehabilitation costs of employees injured on the job.

 

Vicarious Liability - Imputed Negligence

 

Vicarious liability a is a doctrine that states a party can be held liable for the negligent acts of another party with whom they have a special relationship such as parent and child, employer and employee, and vehicle owner and driver. In the context of insurance, employers or other parties at risk of vicarious liability need insurance protection to cover the consequences of the other party's negligent conduct.

 

 

Inland Marine Insurance

Business Interruption Insurance

Life Insurance - Types of Policies

Water Damage Legal Liability Insurance

Insurance Retention: Self-Insured Retention

Boiler and Machinery Insurance

Difference in Conditions Insurance

 

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