Not all Difference in Conditions policies are the same so they must be carefully evaluated by prospective purchasers of these policies. DIC policies are intended to protect the insured from risks outside the scope of most standard insurance policies. They generally provide extended coverage for defined perils that are catastrophic in nature such as floods, mudflows, landslides, earthquakes and other natural disasters. These policies are available to cover businesses, commercial properties, and high valued homes. They are unique, complex policies that do not have a standard industry form or content. Due to the high risks, assumed by the insurance company, the deductibles tend to be high as are the premiums. Call us to protect your family and property.

Earthquake Insurance

Loss Assessment Coverage

Flood Risks and Insurance

Water Damage Legal Liability Insurance

California Fair Plan