Inland Marine Insurance protects a business from loss or damage to equipment, machinery, tools, products and other property that is transportable and used at a job site, property that is transported from place to place by vehicle, or property stored at a warehouse. The coverage is an extension of Ocean Marine Insurance, which covers property transported by sea for hundreds of years.

Inland marine insurance coverage is not limited to contractors, but nearly every contractor requires it to protect his or her business and source of income.

Not every Inland Marine Insurance Policy is the same so it is important to understand the coverages provided and terms before investing in a policy. Every policy includes certain exclusions such as flood damage, earthquakes, and mold. OTC Insurance Services can assist you in selecting a policy.

Umbrella Liability Insurance

Builder's Risk Insurance

Commercial General Liability Policies

Contractor and Vendor Insurance

Business Interruption Insurance