Questions to Ask Yourself Before Buying Life Insurance
Buying Life Insurance Says: I Love You.

If I die early, will there be sufficient funds for my spouse and children to:

  • Keep the house?
  • Pay for a college education for the children?
  • Maintain a reasonable life style?
  • Pay for quality medical insurance?
  • Leave them free of all debts?
  • Retire at a reasonable age with a reasonable income?

The amount of life insurance needed depends upon the following factors:

  • The amount of your current savings and safe investments;
  • Your age, the age of your spouse, and the age of your children;
  • The earning capacity of your spouse;
  • The level of your debts including home mortgage;
  • The condition of your health;
  • The condition of the health of your family members;
  • Any special needs to be addressed;
  • Your financial ability to purchase life insurance;
  • Your willingness to sacrifice in order to provide security for your family; and
  • What will be the life settlement value of my insurance policy if I decide to sell it to an investor in 3, 5, 10, 15, or 20 or more years?

At no cost, and without any obligation, we can assist you in developing a financial plan to protect your family. Evening and weekend appointments are available.

 

Asset Protection

Asset protection plans include both insurance and Iegal planning. Independent Insurance Agents of California can assist you with all of your Insurance needs.

 

Statistic
There are approximately 342,000 people in the United States. One hundred percent of us are going to die. Only a small fraction of the population knows when they will die. According to available data, the total number of deaths in California each year averages 340,526 or 933 each day. This is 39 every hour. Consider establishing a living trust and buying sufficient life insurance to protect the people you love.


OTC Insurance Services
a California Corporation

5737 Kanan Road, Suite 630
Agoura Hills, CA 91301

Isaac Ortiz 818-429-8022 (Direct)
Office: 818-991-9019

CAInsuranceAgents.com

License # 3013582